ITC Clearance

ITC clearance is a critical step towards improving one’s credit score. By clearing your credit record, you remove any negative information that may be affecting your credit score such as missed payments or defaults on loans or credit cards.

We provide personalized solutions tailored to your unique needs and will handle your case with care and diligence. Contact our offices in Paarl, Riebeek Kasteel or Kroonstad for a confidential consultation and let us navigate you through the process with professionalism and compassion.

Apply online now for a free score assessment.


Are you blacklisted?

Clearing your credit record with ITC Clearance and other Credit Bureau’s is a straightforward process that involves obtaining a copy of your credit report, identifying any negative information that needs to be cleared and taking the necessary steps to address it. Once the negative information has been addressed and removed from your credit report, your credit score will improve making it easier for you to obtain credit and loans in the future. The clearance process may involve:

  • Payment on outstanding debts under repayment terms that you are able to afford;
  • Removal of any judgements against your name which will currently make it extremely hard to apply for any further credit applications.

What does it mean to be blacklisted?

When you have a record of non-payments, defaults on your monthly instalments or judgments and debts that are in arrears, the credit bureau lists this information as a negative listing, that reflects on your credit profile.

What is the implication?

You will not be able to apply for further credit until the listing is removed. In some instances you will not be able to apply for a new job, if your credit record is not clear.

What you need to know?

A listing cannot be removed from your name if the debt is not paid in full.

What do you need?

After you have submitted your online application, we will request the following documents from you:

  • Copy of your ID,
  • Proof of residence,
  • Paid in full letters.

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